Rental Vehicle Insurance coverage From Your Credit Card

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A Dollar Thrifty Car Rental center.
Alamy

By Kimberly Lankford

Q. I understand that my credit card will provide rental automobile insurance coverage. How does this protection work?
A. Your own car insurance protection most likely covers rental vehicle damage and liability, up to the extremely exact same limitations when it comes to your own automobile, which insurance coverage begins. Your credit card can fill out the areas, such as the deductible. The security differs by card issuer and needs specific steps.
All Visa, Discover and American Express cards and some MasterCards, provide rental car protection. To certify, you should reserve the rental automobile with the exact same charge card you make use of to spend for it. You ought to also reduce the rental company’s added insurance protection and accident damage waiver.
The card business might restrict protection to 15 or 31 days, and it may not cover automobiles rented in certain countries, according to Card Hub, which provides charge card rates and other information. A great deal of card company do not cover trucks, and American Express does not cover some full-size SUVs, such as Chevy Suburbans and Tahoes, GMC Yukons and Ford Expeditions.

 

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